First-time buyers face rising mortgage costs as HSBC and TSB up high LTV rates

First-time buyers face rising mortgage rates as lenders hike rates on high loan-to-value loans HSBC, TSB and Skipton BS upped rates on high LTV mortgages last week  Those worst affected will be first-time buyers, who typically borrow 90% of value By Sarah Bridge for The Mail on Sunday Published: 22:30 BST, 1 August 2020 | … Read more

First-time buyers face rising mortgage rates

First-time buyers face rising mortgage rates as lenders hike rates on high loan-to-value loans Some lenders increased their rates on high loan-to-value mortgages last week  Those worst affected will be first-time buyers, who typically borrow 90% of value By Sarah Bridge for The Mail on Sunday Published: 22:30 BST, 1 August 2020 | Updated: 22:53 … Read more

Another £100bn stimulus as interest rates face a cut to zero

Bank of England could launch another £100bn stimulus as interest rates face a cut to zero Economists expect rates are to remain at 0.1% when the Bank meets this week But Bloomberg said markets are already beginning to price in a cut to negative  Bank to publish a report this week into the prospect of … Read more

Dementia rates could fall 40% if people live healthier lives

Hundreds of thousands of people could ward off dementia by adopting a healthy lifestyle, a major study has found. Some 40 per cent of cases could be avoided or delayed, a comprehensive review of the evidence concludes. Eating less, exercising more, and cutting out alcohol and cigarettes significantly reduce the risk of developing dementia in … Read more

LEE BOYCE: Top cash Isa rates are falling fast, what next for tax-free rates?

In recent months, whenever I go to refresh the This is Money five best cash Isas guide while working from home, I put my head in my hands. Rates haven’t just fallen off a cliff – they’ve somersaulted into the Mariana Trench, and are sinking so fast, it’s hard to see them bobbing back anytime … Read more

Death rates fell when states closed schools early on in the pandemic, study finds

Coronavirus death rates fell when states closed schools early on in the pandemic, a new study suggests.  Researchers found when K-12 classrooms were shut down, cases temporarily dropped by about two-thirds and deaths decreased by more than half. But states that took action early on saw  the greatest effect, according to the team, from  Cincinnati … Read more

Best savings rates: Barclays becomes the last high street bank to pay just 0.01% interest

A decade of misery for Britain’s savers has been capped off by cuts to easy access rates which now mean that savers can get no more than £1 interest for every £10,000 saved at any of the High Street banks. Barclays has followed HSBC, Lloyds Bank, NatWest and Santander in slashing the rate on its … Read more

Coronavirus infection rates have RISEN in 63 areas of England in the past week

Coronavirus cases have risen in 63 local authorities in England in the past week, and Blackburn has become the new epicentre – but a ‘local lockdown’ has not been ordered yet. The town in Lancashire has seen infections rise by 64 per cent in just one week to 19 July, new data from Public Health England … Read more

Coronavirus death rates drop in hotter weather, scientists say

The number of people who get seriously ill or die after catching the coronavirus is much lower in the summer, according to scientists. Scientists from around the world have found a 1°C increase in temperature is linked to a 15 per cent decline in deaths caused by Covid-19.  Professor Tim Spector, a King’s College London epidemiologist who … Read more