Double the Isa allowance to £40k, says investment boss, and encourage savers to ditch cash for backing British firms to help them rebuild Fund manager boss says firms with rescue loans will need to clear their debts Standard Life Aberdeen will invest in British companies to help them do this Boss Keith Skeoch says savers should … Read more
I have £200,000 to invest. I am 67, a widow, and would like to draw down about £10,000 a year to top up my income. I have no debt. My children are independent. Despite trying to decide for myself I am at a loss how to proceed. I had a meeting with a financial adviser … Read more
Doctors turning down overtime and taking early retirement because of insane pension regulations have grabbed attention in recent days. But as investors, we are all enmeshed in this tangled web. Chancellors, tax officials and Treasury bureaucrats, intent on preventing tax avoidance, have created a complex mess, with opaque rules and severe penalties awaiting those who … Read more
When it comes to the Covid-19 pandemic, every day is a school day – and that isn’t just because many parents (myself included) are having to teach our children about fronted adverbials at the same time as working from home. As we scan the news for information, we are all learning a great deal about … Read more
Investors name Vanguard as having the best value funds, as they pick global brands and trackers amid the coronavirus crash New research has revealed which investment firms customers feel offer the best value with the latest findings collated just after the market crash in March Vanguard was ranked top for value for the first time … Read more
Nick Train, Finsbury Growth & Income trust manager, has been round the block a few times in a 39-year investing career ‘We know enough to know that we don’t know.’ Anyone tempted to try to predict the stock market’s next move in the coronavirus crisis would do well to heed those words from Finsbury Growth … Read more
It is a commonplace of financial advice that regularly investing small amounts can help to protect the small investor against stock market volatility. While this might generally be true, it will be more so in some cases than others – for instance, if you start to invest when shares are hitting a peak. But some … Read more
The day Britain’s lockdown was announced, a message pinged on my phone with a rhetorical question: ‘Is 5,000 some form of chart point?’ That text, on 23 March, referred to the FTSE 100 having closed below that waterline at 4,993.9 – down 35 per cent on its peak of 7,675. Things were looking about as … Read more
The coronavirus market panic sparked a colossal sell-off of corporate bonds last month. As well as selling shares en-masse, investors dumped company debt in terror of mass bankruptcies in the now inevitable recession – or what some worry might even be a second Great Depression. But the fear seizing corporate bond markets has started to … Read more
Many investors will no doubt be feeling nervous about choosing a home for this year’s £20,000 Isa allowance. But with savings rates decimated, experts insist the stock market still offers the greatest prospect of growing your wealth long term. For those who are keen to invest some or all of this year’s Isa allowance but … Read more