Chinese subway passengers with good ‘social credit scores’ will be let on first ahead of those deemed ‘bad’ for offences such as eating on a train Beijing plans to roll out ‘fast pass’ system across its subways, officials say People with good social credit scores will be allowed to skip security checks Officials say they … Read more
Donald Trump has found himself being praised for his part in the roll-out of the coronavirus vaccine from an unexpected quarter – before then characteristically doubling down and hailing his own contribution. As Joe Biden revels in the rapid pace of the roll-out that is set to deliver its 100millionth dose in the coming days, even the … Read more
Metro Bank launches ‘near prime’ mortgages for borrowers with low credit scores, missed payments and even repossessions on their record New mortgages will have less strict credit checks than standard home loans Those who have missed mortgage or loan payments, declared bankruptcy and even had a home repossessed will be eligible under certain circumstances They … Read more
Balance transfer bounce back continues: Banks boost 0% terms after credit card availability hit an all-time low There are now 59 balance transfer deals and 56 purchase deals available Although below pre-pandemic levels these are more than were around in 2020 Banks have increased their interest-free term lengths since the start of the year This … Read more
More than one in five aspiring homeowners blame bad credit for having their property purchases thwarted, citing this as the reason their mortgage application is turned down. Having a bad credit history is the reason behind 22 per cent of mortgage rejections, according to a survey commissioned by mortgage broker, Haysto. The survey found that … Read more
A company which began life in 1985 as a way for serving police officers to pool their Christmas savings might not sound like the ideal recipient a £200,000 prize aimed at developing a new generation of fintech lenders. Yet that is exactly what happened to Police Credit Union last March. The member owned co-operative, which … Read more
I paid off my HSBC credit card in October 2020 and closed the account. Later, Amazon and Enterprise Rent-a-Car issued refunds to the closed account. I supplied HSBC with my account details to refund money to my bank account. However, HSBC have not sent me a cheque, nor have they refunded me through my bank account. … Read more
The winner of RuPaul’s Drag Race UK has spoken candidly about how he was so naive about his personal finances when he first left home he didn’t realise he needed to pay council tax or utility bills. James Lee Williams, 28, the drag artist from Liverpool best known as The Vivienne, won the first series … Read more
Drivers who GIVE UP their cars will be offered £3,000 in ‘credit’ to spend on public transport, electric scooters and taxis under new green plans Drivers will receive public money to abandon their vehicle for ‘credits’ Will be used on other modes of transport such as bicycles and electric scooters Credits will work on congestion-easing forms … Read more
Drivers who GIVE UP their cars will be offered £3,000 in ‘credit’ to spend on public transport, electric scooters and taxis under new green plans Drivers will receive public money to abandon their vehicle for ‘credits’ Will be used on other modes of transport such as bicycles and electric scooters Credits will work on congestion-easing forms … Read more