The Shrewsbury surviving corona just months after devastating floods

Just a month ago the medieval town of Shrewsbury was hit by the worst flooding it had seen in 20 years. 

The River Severn rose to record levels and much of Shropshire’s county town and its half-timbered buildings were cut off. Some shops shut down after ­footfall fell to 25 per cent of the previous year. 

However, Shrewsbury is suffering once again. Like other towns and cities up and down the country, strict restrictions to curb the march of coronavirus have meant the closure of many shops and have forced ­residents to stay at home. 

Card sales: Alison Staples of Romy Design, which sells cushions, flower pots, leather wallets and jewellery as well as handmade greetings cards, is moving online

But independent businesses are ­determined to not only safeguard their livelihoods but also help the community. 

Many are setting up new delivery and online services, while eagerly awaiting news about promised Government help. 

Ian Cornall, owner of Barkworths ­Seafoods in Shrewsbury Market Hall made changes to the store’s delivery service, Le Fish, after customers rang to say they felt uneasy visiting the fishmonger in person. 

Now, alongside cod and salmon, they can also order from other traders at stores he works with in the market and can buy meat from W. D. Butchers or Corbetts and ­fruit and veg from Maddocks. 

They will pay the same price as if they had visited the market hall, but Ian is charged about 10 per cent less when he buys the food — the difference in price means ­customers do not pay for delivery. 

Payments can be made over the phone and customers who are self-isolating can arrange to have goods left on their doorsteps. 

About 40 per cent of Ian’s orders are commercial, so he hopes the ­service will make up for the income lost from supplying restaurants. 

Ian, 49, says: ‘I think a lot of ­people will see eating the food they’ve always enjoyed as a way to ­maintain normality in their lives.’ 

Upscaling phone service: Trader Ian Cornall made changes to the store's delivery service, Le Fish, after customers rang to say they felt uneasy visiting the fishmonger in person

Upscaling phone service: Trader Ian Cornall made changes to the store’s delivery service, Le Fish, after customers rang to say they felt uneasy visiting the fishmonger in person

In the same market hall, Alison Staples runs Romy Design, which sells cushions, flower pots, leather wallets and jewellery as well as handmade greetings cards. 

Alison has closed the shop due to the new restrictions but says she is ‘well-stocked’ with materials for making cards and gifts and is taking online orders instead. 

Alison last week offered a ­Mother’s Day card service for ­customers unable to leave home. 

She charged the usual £2.50 for the cards, adding 70p for postage and a message. 

After promoting the service on Instagram, 20 people placed orders for cards and about half a dozen bought gifts, too. 

The designer has also replaced her in-store £30 macrame workshops with £20 DIY kits. 

Alison, 36, says: ‘I just hope the DIY kits can provide an activity for people who are stuck at home.’ 

Cake shop owner Brenda Docherty has had £2,000-worth of wedding orders cancelled by ­couples forced to postpone their big day due to the virus. 

Washout: Shoppers struggle through flood waters in Shrewsbury town last month after record flooding

Washout: Shoppers struggle through flood waters in Shrewsbury town last month after record flooding

The Icing Tip, which also sells cake decorating supplies, saw ­takings drop 90 per cent during the floods. 

Now it is closed due to the virus. But the grandmother is hopeful that the £5 and £7 animal cookie cutters and Easter cupcake kits she began putting together last week will be a hit with parents, now schools are closed. 

Delivery is free. Brenda, 62, says: ‘I am being positive about this. The weddings are being postponed but cake orders will be rebooked.’ 

Outside the market, the owners of Shrewsbury Taxis, Matt Young, 50, and Natalie Jameson, 42, are offering grocery, medicine and takeaway deliveries. 

Their 100 drivers charge a ­standard cab fare for transporting click-and-collect orders. 

They are also working with volunteer groups ordering food for residents who are self-isolating. And 20 per cent discounts are offered on fares for NHS workers, supermarket staff and pensioners. 

While it will be struggle for many small businesses to stay afloat, experts say that rich rewards could be waiting. 

Clare Bailey, founder of Future High Street Conference, says: ‘This period will probably remind ­people how much they need their High Streets. 

‘Once they are allowed out, there will be people who have money to spend after saving so much by staying at home.’ 

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Q&A – Businesses on the brink  

What if I can’t pay my staff? 

You can apply to the Coronavirus Job Retention scheme. Employers can ask to have 80 per cent of a furloughed workers’ salary paid by HMRC, capped at £2,500 a month, backdated to March 1. 

The scheme will run for three months, but may be reviewed. 

Must I pay business rates? 

The leisure, hospitality and retail sectors – plus nurseries – will not pay business rates for the financial year 2020-21. 

If you benefited from the retail discount in the 2019-2020 tax year, your local authority may reissue your April 2020 bill to exclude the business rates charge. 

Applies to England only but measures are mirrored in Scotland and Wales. Northern Ireland firms pay no rates for three months. 

Can I get a grant? 

Firms in England can apply for a Retail and Hospitality Grant Scheme grant, worth £25,000 for businesses with a rateable value of £15,000 to £51,000, and £10,000 for those of £15,000 and under. 

What if I have a discount? 

The Government will provide an additional £10,000 grant for small businesses that already pay little or no business rates. This applies to England only. 

Can I get a loan? 

The Government’s Coronavirus Business Interruption Loan scheme is available to small and medium-sized businesses with an annual turnover of no more than £45million. 

It will give lenders a guarantee of 80 per cent of each loan, up to £5million. 

The Government will pay the first year’s interest. 

Will I still have to pay VAT? 

The Government is deferring VAT payments for all UK businesses for three months, until June 30. 

If you’re self-employed, your income tax payments due in July will be deferred to January 2021. 

You don’t need to do anything to apply for either of these schemes. VAT refunds and reclaims will be paid by the Government as usual. 

How do I reclaim sick pay? 

The refund will cover up to two weeks’ statutory sick pay for people who have been off work due to the coronavirus. 

Businesses which had less than 250 employees on February 28 are eligible. The eligible period began on March 13, but the system is not yet in place. 

What if I already owe tax? 

All businesses and self-employed people in financial distress may get support with their tax liabilities with HMRC’s Time To Pay service. 

The arrangements are agreed on a case-by-case basis and will be tailored to individual circumstances. Call the service on 0800 0159 559. 

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